How Can I Protect Myself from Fraud in the Health Insurance Marketplace?

If you apply for health coverage through the Health Insurance Marketplace. As of October 1, 2013, people who do not have health insurance can purchase coverage through the new markets created under the Affordable Care Act. Scammers follow the news, and even before October 1, they contacted people who asked for money, personal information or both, supposedly to help them enroll in insurance. You may protect yourself from fraud by following a few simple guidelines.

Most People Do Not Have to Do Anything

Whether you already have health insurance through your Medicare, Medicaid, and employer, your school, the Veterans Administration or several another program. You do not need to sign up, receive a new insurance card or make any changes. Insurance marketplaces are just for people who do not have health insurance and people who purchase their own health insurance can switch to plans presented in the markets if they wish.

The Government Is Not Calling

Sending emails or knocking on people’s doors to enroll them in health insurance. Do not provide your bank account number, social security number or other personal information to any person with whom you have not had contact or in response to an advertisement.

There Is No Rush

People who are suitable to purchase plans through the markets have until March 31, 2014, to do so. After that, registration is open to anyone who was not fit before that date but whose situation has altered. For example, if you had health insurance through your job and you became unemployed after March 31, 2014, or you were in your parents’ insurance and later you need yours.

It Is Easy to Obtain Information, Compare Plans, and Register

At, you may get answers to your questions regarding how the law works, see the plans that are available to you. Several marketplaces are managed by the federal government, others by states. It will be routed to the right when it provides the information about your place of residence and subscribes to coverage. There are also people trained in each state to help you, charge free if you want more help. You can get their contact information from the website or the hotline.

There Is No Application Fee or Charge to Get Help with the Process

The just thing that people will have to pay for the Affordable Care Act is their monthly insurance bill and also several will be eligible for free coverage or lower rates. If someone desires to charge you for giving information or helping you register, it is a scam.


Somebody other than the insurance company you have selected contacts you about health insurance marketplace and asks you paying, or asks for financial or personal information about your health. A person you do not know contacts you to get health insurance and asks you to pay, or asks for your personal financial or health information. Give information about your personal health, bank account or credit card to somebody who calls you and tells you that it is from the government.

What’s the Best Method of Comparing Cheap Car Insurance Quotes?

Let’s say you are looking for the cheapest car insurance quotes Florida you can find. You can do in one of theseveral ways. You can work with a local agent, you can contact multiple insurance companies one at a time, or you can obtain quotes online. Which method is the best?

I will answer that question in just a minute. First, I want to stress the importance of getting multiple quotes if you want the cheapest car insurance quotes Florida rates. The more quotes you can gather, the greater the chances you will find the lowest price out there.

Online Is the Best Method

Back in the days when car insurance first became popular in the U.S., it was almost unheard of for drivers to purchase right from the insurance company. Drivers went through independent agents, agents that represented multiple companies with multiple policies.

A new generation of drivers in the 1970s and 80s discovered they could get better prices by working directly with insurance companies. Though independent agents still existed, they were seeing fewer customers utilising them solely for car insurance.

In the 21st century, things are completely different thanks, in part, on the Internet. Now we can enjoy comparing the cheapest car insurance quotes Florida quotes online without ever having to talk to an insurance company salesperson. I believe this is the best method for the following reasons:

  • it is quick and easy
  • you do not have to endure high-pressure sales tactics
  • you can get quotes and compare them to your schedule
  • you can view quotes side-by-side for easier comparison

Online Quote Options

If you agree that comparing car insurance quotes Florida online is the best way to go, you have two choices. The first is to go to the websites of individual insurance companies and request a quote. Thisis not a bad option, but it is time-consuming. If you are working online to avoid wasting time, then this is not the way to do it.

The second option is to utilise rate quote comparison websites. They offer you an online form you can fill out in just a matter of minutes. The information they collect is then submitted to multiple insurance companies offering policies in your area. The key is you only enter your information once.

You fill out the form then sit back and wait for the cheapest car insurance quotes Florida quotes to arrive in your e-mail. Whenever you are ready, you can compare those quotes and narrow them down to the top two or three choices.

Tips for Comparing Quotes

When you are ready to start comparing the car insurance quotes Florida you receive, it might be helpful to print them out first. This lets you put the quotes side-by-side on a table where you can compare them item-by-item without having to switch back & forth between computer screens. Yes, thepaper does still have some value in the 21st century

If all the car insurance quotes show the same numbers, then all you need be concerned about is what you are being charged. If those numbers are different, it is important to consider those regarding overall value.

Comparing the cheapest car insurance quotes Florida online lets you find the right car insurance quickly and easily. If you need a new policy today, take advantage of our free quote tool and get started right now. Visit this site for more information :